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DSCR No Ratio Non-QM Program - for Investors

Non-QM Matrix
Non-QM DSCR Matrix

Reach More Clients with our DSCR No Ratio Program for Investors!

Program Highlights

  • DSCR = Gross Income divided by PITIA/ITIA Interest Only
  • Max loan amount $2,500,000
  • 1-4 family properties and condos permitted
  • 70% LTV for Purchase
  • 65% LTV for Rate/Term
  • 60% LTV Cash Out
  • Down to 700 FICO
  • Non-Warrantable Condos OK 
  • Investment Properties Only
  • Gift Funds allowed
  • No Limit on Financed Properties 
  • Leasehold Properties are eligible
 

Note: Short Term Rentals and Temporary Buydowns not allowed.  See our Non-QM Matrix for details and contact your Account Executive to learn more.

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© 2025 All rights reserved Brokers Choice Mortgage is a registered DBA of OCMBC, Inc. NMLS ID #2125. Equal Housing Lender. All rights reserved. Some products may not be available in all states. Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Some restrictions may apply. Underwriting terms and conditions apply and not all applicants will qualify. This is not a commitment to lend. For more licensing information, visit the Nationwide Multistate Licensing System’s Consumer Access website www.nmlsconsumeraccess.org. For our licensing information and lists please visit: Our Licensing page.  Intended for use by real estate and lending professionals only and not for distribution to consumers.