January Specials have arrived…

Up to 60 BPS Off!

For loans locked January 1st – January 31st, 2025

As we kick off 2025, we’re unlocking incredible January specials to help you start the year strong.

Take advantage now for loans locked 1/1/2025 through 1/31/2025.

Up to 60 BPS Price Improvement

  • Combine our New Year’s Special (below) with our Select Specials
  • Check our rate sheet for Select Specials on qualifying loans

New Year's Special: 25 BPS Price Improvement

  • Government (FHA, VA, and FHA DPA)
  • Non-QM
  • Closed-End Seconds (CES)*
  • Purchase, Refinance, and Cash-Out


Excludes: CalHFA and HELOC Loan Programs

FHA/VA January Special: 37.5 BPS Price Improvement

  • Available for FHA and VA loans with FICO 600 – 679


Note: Cannot be combined with other promotions. Excludes DPA, CalHFA, and HELOC loan programs.

Don’t miss out – these specials are only valid through January 31, 2025! Let’s make 2025 a year of success and opportunity together! Terms and conditions apply. Offers may change at any time.

Specials are valid for loans locked 1/1/2025 through 1/31/2025. Offers subject to change at any time, terms and conditions apply.

Special applies to all Non-QM, FHA, VA loans, including low/high balance, Closed-End Seconds, and DPA Programs excluding CalHFA DPA programs and Jumbo Programs. Also excludes HELOCs. Specials are valid for loans locked 1/1/2025 through 1/31/2025. Offers subject to change at any time, terms and conditions apply. Specials may not be combined with any other price improvement or special unless indicated in the offer.

Brokers Choice Mortgage is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.

*Closed-End Seconds: Loans originated in US Territories and the following states are ineligible: AK, NY, TN, TX, VT, WV, WY. Restrictions apply, contact your Account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.

Skip to content