Give more loan options to your borrower with Jumbo!

Loan Amounts to $3.5 Million

Jumbo Loan Programs

Jumbo Choice

FICO Down to 660
  • LTV up to 90%
  • Loan Amounts to $3.5 million
  • Max DTI - AUS or Max 50%
  • 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Buydowns N/A
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo Choice Advantage

FICO Down to 660
  • LTV Up to 89.99%
  • Loan Amounts to $3 million
  • Max DTI - AUS or 45% Max (fixed), 43% (I/O)
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Buydowns - 2:1, 1:0
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo Choice Premier

FICO Down to 660
  • LTV Up to 80%
  • Loan Amounts to $3 million
  • Max DTI - DU or 49.99% max
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Allowed
  • Buydowns - 2:1, 1:0
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo Choice Elite

FICO Down to 680
  • LTV Up to 85%
  • Loan Amounts to $3 million
  • Max DTI - Max 45%
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Condos Ineligible
  • 2:1 and 1:0 Temp Buydowns on 30 YR only
  • Minimum loan amount is $1 above the conforming loan limit

Compare all 4 Jumbo Programs side-by-side to see which works best for your clients. Click COMPARE PROGRAMS below for details.

Don't limit your borrowers' buying potential if they require financing beyond conventional limits!

Our Jumbo programs empower you to give your clients more options while helping you close more loans! We have four versatile Jumbo programs, available for Purchase, Cash Out, and Rate & Term Refinance.

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